Fraternal services, namely, insurance underwriting for fraternal benefit organizations in the field of annuity contracts and life insurance; financial services, namely, financial analysis and consultation, financial administration of retirement plans, financial forecasting; banking, investment advisory and insurance agency services; life insurance brokerage and issuance of annuities and other financial services, namely, annuity underwriting and financial advice; banking services including checking and savings accounts, credit cards services, and consumer and mortgage loan services; insurance brokerage in the field of disability and health insurance including substandard life insurance