Banking services, namely, checking account services, savings account services, check cashing and check issuance, check verification, automated teller machine services, on-line banking services, certificate of deposit services, line of credit services, money market deposit account services and retirement account services, credit card services, debit card services, electronic debit transactions and electronic check processing transactions and providing financial information by electronic means via a global computer network, safe deposit box services, commercial lending services, namely, providing lines of credit and equipment loans, issuing letters of credit