PROMOTING THE GOODS AND SERVICES OF OTHERS THROUGH THE ADVERTISING OF CONSUMER BENEFIT PROGRAMS THAT PROVIDE DISCOUNTS AND SAVINGS ON TRAVEL, DINING, LEISURE ACTIVITIES, HEALTH CARE PRODUCTS AND SERVICES, AUTOMOTIVE VEHICLES AND OTHER AUTOMOTIVE PRODUCTS AND SERVICES, HOME IMPROVEMENT PRODUCTS AND SERVICES, CONSUMER ELECTRONICS, AND OTHER CONSUMER MERCHANDISE; CREATING AND ADMINISTERING CUSTOMER AND EMPLOYEE LOYALTY PROGRAMS FOR OTHERS THAT ALLOW PARTICIPANTS TO ACCUMULATE POINTS BASED ON CERTAIN FACTORS AND REDEEM THOSE POINTS FOR MERCHANDISE, TRAVEL-RELATED BENEFITS, GIFT CERTIFICATES, CHARITABLE DONATIONS, AND OTHER REWARDS, CREATING AND ADMINISTERING INCENTIVE AWARD PROGRAMS FOR OTHERS THAT ALLOW PARTICIPANTS TO ACCUMULATE POINTS BASED ON CERTAIN FACTORS AND REDEEM THOSE POINTS FOR MERCHANDISE, TRAVEL-RELATED BENEFITS, GIFT CERTIFICATES, CHARITABLE DONATIONS AND OTHER REWARDS; PROMOTING THE SALE OF CREDIT CARD ACCOUNTS THROUGH THE ADMINISTRATION OF INCENTIVE AWARD PROGRAMS AND LOYALTY PROGRAMS; ADMINISTRATION OF A DISCOUNT PROGRAM FOR ENABLING PARTICIPANTS TO OBTAIN DISCOUNTS ON CONSUMER GOODS AND SERVICES THROUGH THE USE OF A DISCOUNT MEMBERSHIP CARD; PROVIDING REFERRAL SERVICES IN THE FIELD OF TRADESMEN PROVIDING HOUSEHOLD REPAIR AND IMPROVEMENT SERVICES; DIRECT MAIL ADVERTISING SERVICES

ADMINISTERING CONSUMER BENEFIT PROGRAMS THAT PROVIDE CREDIT CARD PROTECTION AND VERIFICATION, AND THAT PROVIDE MEMBERS WITH FINANCIAL INFORMATION REGARDING AND ACCESS TO CREDIT REPORTS AND FINANCIAL RECORDS OF THEMSELVES AND THEIR FAMILIES; ADMINISTERING CONSUMER BENEFIT PROGRAMS THAT PROVIDE TRAVEL ACCIDENT INSURANCE AND TRAVEL ASSISTANCE BENEFITS; INSURANCE ADMINISTRATION IN THE FIELD OF LOSS, THEFT OR DAMAGE TO CELLULAR TELEPHONES OR OTHER WIRELESS COMMUNICATION DEVICES; ADMINISTERING CONSUMER PROGRAMS THAT PROVIDE MEMBERS WITH EXTENDED WARRANTIES, FULL AND PARTIAL PRICE REIMBURSEMENT, REIMBURSEMENT FOR POST-PURCHASE PRICE REDUCTIONS, AND REIMBURSEMENT FOR PRODUCT REPAIR AND REPLACEMENT, IN CONNECTION WITH THEIR PURCHASE OF A WIDE RANGE OF CONSUMER MERCHANDISE