computer software for use in biometric identification and authentication; biometric identification and authentication equipment, namely, computers, retinal scanners, and fingerprint scanners

electronic payment services, namely, electronic processing and transmission of payments to merchants via on-line debit, checking, credit card, and loyalty/reward account payments; providing checking, credit, debit, and loyalty/reward account verification services, namely, transaction identification and authentication services for merchants by means of on-line databases that link customers' checking, credit, debit, or loyalty/reward accounts with their biometric data