Computer hardware and software for facilitating payment transactions by electronic means; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip, namely, smart cards; magnetically encoded charge cards, magnetically encoded bank cards, magnetically encoded credit cards, magnetically encoded debit cards and magnetically encoded payment cards; magnetic encoded card readers; point of sale transaction terminals and computer software for transmitting, displaying and publications; electronic publications, namely, pamphlets and manuals featuring technical specifications recorded on computer media; downloadable electronic publications in the nature of technical specifications in the field of financial security

Printed matter, forms, publications, periodicals and cards, namely pamphlets, brochures, newsletters and magazines regarding credit, debit, stored value and other payment cards

Promoting the goods and services of others by means of operating an on-line shopping mall with links to the retail web sites of others

Financial services, namely, banking and credit card services; providing credit card, debit card, and stored value prepaid card services; remote bill payment services; financial services, namely providing on-line stored value accounts in an electronic environment; automated teller machine services; transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travelers cheques and travel vouchers; mobile commerce, namely, providing wireless bill payment services; electronic commerce; bill payment services provided via a global computer network or the Internet; on-line banking; financial services provided over the telephone and by means of a global computer network or the Internet; financial sponsorship of sporting events and sweepstakes

Providing multi-user access to a global computer information network; electrical data transmission over a global remote data processing network, including the Internet; electronic transmission of data; electronic mail

Electronic storage of files and documents

Providing education services, namely, providing course of instruction in the field of consumer debt management; providing entertainment services in the nature of sponsorship of live sporting events, sponsorships of live performances by a musical or dance group, and conducting on-line sweepstakes