Hand-held hardware, firmware and software for commercial and consumer electronics industries; computers, computer hardware, computer peripherals, hand-held computers, personal digital assistants, electronic organizers, electronic notepads, cordless, wireless or satellite telephones, navigational devices, computer gaming machines, and audio, video and music recording and playback devices, and accessories and components for the same; electronic and computer devices and peripherals capable of accessing local area and global computer networks and communicating wirelessly with computers, personal digital assistants, or other electronic devices; computer software to be used by computers, personal digital assistants, or other electronic devices to access local area and global computer networks and to control personal computers, computer peripherals, or other electronic devices; computer e-commerce software facilitating the performance of electronic business transactions via local area and global computer networks or telecommunications system; computer software for accessing, browsing and searching online databases; computer software for personal information management, database character recognition, telephony management, electronic mail and messaging, paging, database synchronization, and presentation management; software and hardware for facilitating payments by electronic means; computer software for storage and transmission of payment card information and personal identification and billing information; computer software comprising a digital or electronic wallet for storage of payment card and personal information and electronic cash or value in a personal computer or a centralized database; computer hardware and encryption software; encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, pre-paid cards and payment cards; instruction manuals distributed with the foregoing

Providing online personal information management services, including online calendaring, directory services, address books, personal profiles, and unified logins; providing access, including secure verified access, among computers, computer peripherals, personal digital assistants, and other electronic devices via local area and global computer networks; providing access among computers, computer peripherals, personal digital assistants, and other electronic devices to facilitate the performance of electronic business transactions via a global computer network or telecommunications system; providing access to hardware and software to facilitate communication between multiple entities, including via an online communications network; computer services, namely, creating indexes of information, sites, products, services and other resources available on computer networks and offered by third-party providers; computer services, namely, accessing, browsing and searching online databases for others; computer services, namely, providing search engines for obtaining data on local area and global computer networks; providing an online link to a wide variety of information, including news, weather, travel, sports, current events, financial, investment and real estate information, pricing and availability information on a wide variety of products and services offered by third-party providers, professional, occupational and employment information, and reference materials; providing remote and wireless telecommunications connections to local area and global computer networks, digital messaging, paging services, and electronic mail services; information services, namely, wireless data transmission accessible to hand-held computers, personal digital assistants, electronic organizers, electronic notepads, cordless, wireless or satellite telephones, navigational devices, computer gaming machines, and audio, video and music recording and playback devices; electronic transmission of data and documents via computer systems via an online communications network