Computer software and downloadable computer software and manuals supplied therewith for use in the acquisition, tracking, and payment of goods and services, to allow users to conduct electronic business transactions via computer networks, communications networks, and the Internet, accounting; data management and database management; document processing, electronic mail, electronic transmission of data, inventory management, organizer, calendaring, and scheduling, payroll, presentation graphics software and utility software for use therewith, project management and project scheduling, spreadsheets, word processing, workgroup data sharing and communications, computer hardware, computer peripherals, and manuals supplied therewith