Computer hardware and software for use in database management and use as a spreadsheet in the fields of (a) the bringing together, for the benefit of others, of variety of goods and services enabling customers to view and purchase or lease those goods and services, (b) business management and consulting, (c) financial management and consulting, and (d) human resources management; encoded magnetic cards; blank and encoded smart cards; blank and encoded integrated circuit cards; blank and encoded magnetic strips and memory chips; card readers for the aforementioned smart cards, integrated circuit cards, magnetic strips and memory chips

Business advisory services, namely business consultation; business planning and analysis; business management and business administration services; conducting business surveys and research, business appraisals; data processing; business organization services, namely, the provision of human resources recruitment and management services and the provisions of services in respect of the procurement of goods and services over the Internet or other telecommunication or computer networks, collection, preparation, compilation, processing, retrieval and revision of business and financial information; conduct of business studies and preparation of business reports; economic forecasting and analysis for business and financial purposes; market analysis; advertising services, namely, promoting the services of other business organizations through the distribution of printed, audio and audio-visual promotional materials and by rendering sales promotion advice, advertising survey services; electronic commerce services, namely, the provision, via the Internet or other telecommunications or computer network, of human resources recruitment and management and services in respect of the procurement of goods and services; business information services, namely, the provision of human resources recruitment and management services and the provision of services in respect of the procurement of goods and services over the Internet or other telecommunications or computer network; human resources management services; computerized database management; payroll preparation services; preparation of accounts and business statements

Banking services, financial services, namely, financial analysis, financial clearing, financial consultation, financial evaluation, financial information, financial management and financial transaction services, namely, providing loan financing services, higher-purchase financing, capital investments, fund investment, bill presentment and bill payment services, check verification services, credit bureau services, credit card services, issuance of credit cards, credit investigations, debit card services, debt collection agency, deposit of valuables, electronic fund transfer services, money exchange services, factoring fiduciary services; fiscal assessments and fiscal evaluations, financial guarantee and surety services, issuing of travelers checks, mortgage lending and brokerage services, mutual fund brokerage services, retirement payment services, safe deposit box services, saving bank services, securities brokerage and securities underwriting services, stock and bond brokerage services, trusteeship representative services; insurance underwriting and actuarial services, namely, house, fire, accident, life, business, disability, health, medical, income protection, property and valuables insurance services; insurance underwriting services associated with the provision of credit card facilities; insurance consultation, insurance brokerage and underwriting re-insurance services

Electronic storage of business and financial information

Computer services, namely providing search engines for obtaining business and financial data on the Internet; reviewing and monitoring the quality of services and products provided to customers of on-line businesses and businesses on the Internet