conducting employee incentive and loyalty award programs to promote excellence in the field of insurance

(Under Section 44e) Insurance services, namely, insurance consultation, insurance brokerage services, insurance administration, insurance underwriting in the field of property and casualty; financial services, namely, financial management, financial research

education and entertainment services, namely, arranging and conducting exhibitions and conferences in the field of insurance; organizing and arranging award events recognizing achievement in the field of insurance; educational services, namely, incentives to independent insurance agents to demonstrate excellence in the field of insurance

association services, namely, promoting the interests of independent insurance agents