computer software for providing graphical user interfaces for personal computers; operating system programs and utility programs for use therewith; computer software for accessing computers, electronic networks and databases; computer software for conducting, managing and securing data transfers, communications and financial and commercial transactions; computer software for transmitting data, text, graphics, voice and images; computer software for browsing, searching, messaging and other functions, namely, streaming audio, video, music and text; personal information managers, namely, software for storing and managing user information; calculators; software for instant programming alerts; computer software featuring links to one or more uniform resource locators for transmitting data and images via computer networks