COMPUTER SERVICES FOR COMPUTER NETWORKS AND GLOBAL COMMUNICATION NETWORKS, NAMELY, USER IDENTIFICATION, REGISTRATION AND AUTHORIZATION SERVICES; AUTOMATING LOGIN PROCEDURES TO ACCESS WEB SITES OR INTERNAL COMPUTER NETWORKS; ENCRYPTING AND SECURELY MAINTAINING PERSONAL AND FINANCIAL INFORMATION AND DATA FOR USE IN ELECTRONIC COMMERCE TRANSACTIONS; MAINTAINING AND UPDATING USER PROFILES; MAINTAINING SERVER PROFILES; COMPUTER SERVICES FOR USE IN AND OVER GLOBAL COMMUNICATION NETWORKS AND COMPUTER NETWORKS TO FACILITATE ELECTRONIC COMMERCE AND THE SECURE TRANSFER OF USER FINANCIAL INFORMATION FOR USE IN INDIVIDUAL PURCHASES, NAMELY REGISTERING POTENTIAL CUSTOMERS AND COLLECTING, UPDATING AND SECURELY MAINTAINING, INCLUDING ENCRYPTING, NECESSARY PERSONAL IDENTIFICATION AND FINANCIAL INFORMATION, MAINTAINING USER PRIVACY, MAINTAINING PROFILES OF THE TRANSACTION REQUIREMENTS OF ELECTRONIC MERCHANTS, AND AUTOMATING LOGIN PROCEDURES FOR REGISTERED POTENTIAL CUSTOMERS TO SIMPLIFY THEIR ACCESS TO WEB SITES AND INTERNAL NETWORKS; OPERATING FOR OTHERS SERVERS STORING USER IDENTIFICATION, REGISTRATION AND AUTHORIZATION INFORMATION AND DATA FOR USE IN ELECTRONIC COMMERCE AND TRANSACTIONS