brokerage services in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options; [ and indices of any of them; ] investment services in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices of any of them; investment advice in the fields of securities stocks, bonds, mutual funds, money market funds, commodities, futures, and options; securities brokerage account services, namely, an interest bearing feature for cash between investments, access to cash, and margin loans; [ debit card services; check writing and bill payment services; variable annuity services, namely, underwriting, administration and distribution of variable annuity investments;] retirement account investment services; [ insurance services, namely, brokerage in the field of life insurance;] cash management account services; fixed income investment services; [ automated, electronic, and computerized bill payment services and ] electronic fund transfer services; [ providing brokerage account and investment account information via a global communications network; providing financial portfolio management services via a global communications network;]providing financial planning and investment strategy information and analysis services; [ providing financial planning and investment strategy information and analysis services via a global communications network; ] providing a website containing financial and investment information, financial and investment news, financial and investment research, financial and investment databases, all for use by investors in the analysis of investments, finances, and financial planning

educational services, namely, conducting seminars and workshops in the fields of investment, [ finance, ] financial planning, portfolio management, retirement planning, money management, investment strategy, and asset allocation