Magnetic encoded cards and cards containing an integrated circuit chip, namely, smart cards used for electronic purchasing, telephony and cash advances at the point of sale; smart card readers, computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment, namely point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries

Financial services, namely providing credit card, debit card, charge card and stored value smart card services, electronic funds and currency transfer services, electronic payments services, namely, electronic processing and transmission of payment transaction data, prepaid telephone calling card services, cash disbursement and automated teller machine services, and transaction authorization and settlement services