INSURANCE BROKERAGE AND UNDERWRITING SERVICES, NAMELY, SECURING INSURANCE COVERAGE IN THE AREAS OF HARD TO PLACE, HIGH RISK, EXCESS AND SURPLUS INSURANCE COVERAGE, SPECIAL EVENTS, SEASONAL RISKS, SHORT TERM RISKS, RECREATIONAL, MOBILE, HOMES, FIRE, FLOOD, POLLUTION, MISCELLANEOUS AUTO, GARAGE LIABILITY, GENERAL LIABILITY, PROFESSIONAL, ERRORS AND OMISSIONS LIABILITY, DIRECTORS AND OFFICERS, PRODUCTS, COMPLETED OPERATIONS, UMBRELLA, MARINE AND INLAND MARINE, CONTESTS, PETS, COMMERCIAL CASUALTY, COMMERCIAL AUTO, COMMERCIAL PROPERTY, AND GENERAL AND SPECIALTY AVIATION, INCLUDING AIRPORT, AIRSHOW, HOT AIR BALLOONS, MANUFACTURERS AVIATION PRODUCTS, AND NON-OWNED LIABILITY, PROFESSIONAL MEDICAL MALPRACTICE LIABILITY FOR PHYSICIANS, NON-PHYSICIAN, HOSPITALS AND OUTPATIENT CENTERS