financial services; namely, electronic funds transfer services, debit card and credit card services, check cashing services, loan payment services, mortgage and loan account maintenance and reporting services; electronic financial services via telephone; namely, fund transfers, customer account and recent transaction maintenance and reporting, and loan and bill payment services; financial services; namely, providing account statements and recent transactions, providing information on rates on loans and rates on certificates of deposit, providing certificates of deposit and loan applications, loan payment and account maintenance and reporting services; financial services; namely, providing increased customer service functions concerning customer inquiries and account maintenance for financial institutions