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Membership club services in the nature of providing access to travel medical services, luggage tracker services, travel tips, and other travel-related products and services; Facilitating and arranging health care services, namely, facilitating and arranging the provision of managed care contractual services in the fields of comprehensive medical, dental, and mental health services

Insurance administration in the fields of medical, life, disability, travel, and personal accident insurance; Medical, life, disability, and personal accident insurance underwriting services; Providing an online directory information service featuring information regarding health care, insurance, security, and culture for people traveling around the world; Insurance services, namely, underwriting, issuance and administration of an international health benefit insurance plan for students; Insurance services, namely, underwriting, issuance and administration of medical, life, disability, and personal accident insurance for travelers and trip cancellation and trip protection insurance