360VALUE

Providing construction information and data to insurance companies over a global network, namely, providing cost estimates for replacement of insured structures, providing data on the cost of building materials, providing data on residential, commercial, and agricultural structures, all to improve underwriting loss ratios for residential insurance portfolios, commercial insurance portfolios, and agricultural insurance portfolios

Providing insurance underwriting information to others; and providing insurance to value portfolio analyses

Providing temporary use of on-line non-downloadable software using cost-modeling technology that improves the reliability of replacement cost estimates for structures used in the insurance field, to improve underwriting loss ratios for residential insurance portfolios, commercial insurance portfolios, and agricultural insurance portfolios