3 RIVERS

Accounts payable debiting services; Accounts receivables financing; Acquisition and transfer of monetary claims; Administration of employee pension plans; Health savings accounts; Automated coin counting, sorting and converting services; Automated teller machine services; Banking and financing services; Banking services provided by mobile telephone connections; Bill consolidation services; Bill payment services provided through a website; Brokerage houses in the field of stocks, commodities, and futures; Cash advance services for businesses and merchants; Charge card and credit card services; Check cashing, processing and verification services; Commercial lending services; Consulting services in the field of retirement plan administration and fiduciary compliance; Consumer credit consultation; Consumer lending services; Cooperative credit organizations; Credit inquiry and financial consultation; Credit and loan services; Payment card services; Credit union services; Debit card services; Debt management consultation; Electronic loan origination services; Electronic transfer of funds; Equipment financing services; Estate planning; Estate trust management; Evaluation of credit bureau data; Evaluation of the credit worthiness of companies and private individuals; Facilitating and arranging for the financing of automobiles, motorcycles, watercraft, and recreational vehicles; Fiduciary representatives; Financial planning, namely, the creation of personalized strategies to achieve financial independence; Financial portfolio management and analysis services; Financial services, namely, money lending, savings programs for youths, electronic remote check deposit services, mortgage refinancing and wealth management services; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Home equity loans; Incubation services, namely, providing financing to freelancers, start-ups, existing businesses and non-profits. Individual retirement account services; Installment loans; Investment management of and distribution of annuities; Issuance of bank checks, credit cards, traveler's checks, checks, letters of credit and stored value cards; Money order services; Money transfer; Money wiring services; Mortgage lending; Mutual fund investment; Online, tax refund/payment preparation, processing, tax payment management, and tax payment analysis services; On-line banking services also known as "Home Banking", "Electronic Banking" and "Internet Banking"; Payment processing services, namely, credit card and debit card transaction processing services; Providing a web site featuring personal financial information, and non-downloadable instructional videos in the field of finance and financial planning; Providing bank account information by telephone; Providing college scholarships; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing information regarding the financial aspects of retirement; Providing information in the field of personal finance; Providing loans secured by commercial paper; Providing on-line financial calculators; Providing student loans and student loan information; Providing vehicle insurance rate quotes; Providing working capital financing to small businesses and small business owners; Real estate financing services; Revolving loans; Safe deposit box services; Savings account services; Telephone banking services; Temporary loans; Trust management accounts; Trust services, namely, investment and trust company services; Trusteeship representatives