22 ONE ADVISORS

underwriting of life, variable life, disability, and long term-care insurance; brokerage of group health insurance; mutual fund investment and brokerage; investment advising; annuity underwriting; estate and fiduciary trust management, estate planning, financial planning, estate and financial trust distribution planning, mutual fund administration and distribution; financial investment management; financial retirement planning; insurance advice and planning in the nature of financial planning as it relates to insurance options; 401k and qualified plan financial management; fee-based financial planning