1-888-RETIRES

MEMBER BENEFIT SYSTEM FOR PROVIDING REBATES AND PURCHASE DISCOUNTS TO APPLICANT'S MEMBERS FOR USE AT THE PARTICIPATING ESTABLISHMENTS OF OTHERS THROUGH THE USE OF MEMBERSHIP CARDS AND DISCOUNT COUPONS; INVESTMENT OF FUNDS FOR OTHERS, NAMELY, APPLICANT'S MEMBERS, TO PROVIDE RETIREMENT, EDUCATIONAL, GIFT OR SPECIAL PURPOSE FUNDS