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FINANCIAL SERVICES, NAMELY, BANKING; ON-LINE BANKING SERVICES; CREDIT UNION SERVICES; MORTGAGE BANKING; ELECTRONIC FUNDS TRANSFER; ELECTRONIC PAYMENT, NAMELY, ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA; ACCOUNT PAYMENT AND MONITORING SERVICES, NAMELY, BILL PAYMENT SERVICES; FINANCIAL PORTFOLIO MANAGEMENT; FINANCIAL INFORMATION PROVIDED BY ELECTRONIC MEANS; FINANCIAL INFORMATION PROCESSING, INVESTMENT MANAGEMENT, CONSULTATION, AND BROKERAGE; INSURANCE AGENCY AND BROKERAGE; AUTOMATED FINANCIAL CLEARING HOUSE; FINANCIAL CLEARING HOUSE; PROVIDING FINANCIAL ACCOUNT MANAGEMENT AND INFORMATION; PROVIDING FINANCIAL ACCOUNT BALANCING VIA A GLOBAL COMPUTER NETWORK AND TELECOMMUNICATIONS NETWORKS; PROVIDING FINANCIAL ACCOUNT AND DATA MANAGEMENT, NAMELY, PROVIDING AGGREGATION OF INFORMATION ABOUT MULTIPLE FINANCIAL ACCOUNTS AND DATA VIA A GLOBAL COMPUTER NETWORK AND TELECOMMUNICATIONS NETWORKS; FINANCIAL INFORMATION SERVICES, NAMELY, PROVIDING CUSTOMIZED ONLINE WEB PAGES TO TRACK AND REVIEW CREDITOR ACCOUNTS AND INFORMATION IN THE NATURE OF BILL PAYMENT AND CONSOLIDATION SERVICES