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Computer application software for mobile phones, namely, software for online and physical financial services, promotional and financial gift products, institution payment and savings products, coupons; Computer application software for iPhone and Android mobile OS, namely, software for online and physical financial services, promotional and financial gift products, institution payment and savings products, coupons; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Computer software, namely, software development tools for the creation of mobile internet applications and client interfaces; Downloadable graphics featuring online and physical financial services, promotional and financial gift products, institution payment and savings products, coupons for use on iPhone and Android mobile OS; Downloadable graphics for mobile phones; Downloadable images in the field of online and physical financial services, promotional and financial gift products, institution payment and savings products, coupons for mobile phones; Downloadable software in the nature of a mobile application for online and physical financial services, promotional and financial gift products, institution payment and savings products, coupons; Electronic and magnetic ID cards for use in connection with payment for services; Electronic payment terminal; Multi-functional computer terminals with payment function; Multi-functional electronic payment terminals