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Financial analysis and consultation; financial evaluation for insurance purposes; financial information provided by electronic means; financial management; financial planning; financial planning consultation; financial planning, namely, the creation of personalized strategies to achieve financial independence; financial portfolio management; financial research; financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; financial services, namely, savings programs for youths; providing a web site where users can post ratings, reviews and recommendations on stocks, bonds, mutual funds and other financial instruments; providing on-line financial calculators; providing online information in the field charitable monetary giving through financial and estate planning