THE GOLDEN LEGACY POLICY

Insurance and Financial

Owner

USA TAX ADVISORS INCORPORATED

THE LASTING LEGACY PLAN

Insurance and Financial

Owner

USA TAX ADVISORS INCORPORATED

THE LEGACY ENHANCER

Insurance and Financial

Owner

USA TAX ADVISORS INCORPORATED

THE GOLDEN LEGACY PLAN

Insurance and Financial

Owner

USA TAX ADVISORS INCORPORATED

THE LEGACY ENHANCER PLAN

Insurance and Financial

Owner

USA TAX ADVISORS INCORPORATED