BUILDING THE BANK OF CHOICE

Insurance and Financial

Owner

UPIB, INC.

UPFAST TRACK

Insurance and Financial

Owner

UPIB, INC.

UPFAST LINE

Insurance and Financial

Owner

UPIB, INC.

UPFAST LOAN

Insurance and Financial

Owner

UPIB, INC.

UPTRADESOLUTIONS

Insurance and Financial

Owner

UPIB, INC.

LEADER MUTUAL FUNDS

Insurance and Financial

Owner

UPIB, INC.

U.P. SELECT

Insurance and Financial

Owner

UPIB, INC

May 23, 1995