UPFRONT GROUP REWARDS

Insurance and Financial

Owner

UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS, INC.

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U UPSIDE REWARDS

Insurance and Financial

Owner

UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS, INC.

—
UPSIDE REWARDS

Insurance and Financial

Owner

UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS, INC.

—
UPFRONT REWARDS

Insurance and Financial

Owner

UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS, INC.

Mar 28, 2006
UPFRONT REWARD

Insurance and Financial

Owner

UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS, INC.

Sep 14, 2004
UPFRONT REWARDS CREDIT GUARD

Insurance and Financial

Owner

UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS, INC.

Sep 27, 2005
IT'S WHAT YOU'VE ALWAYS WANTED

Insurance and Financial

Owner

UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS, INC.

Nov 15, 2005
UPFRONT REWARDS

Insurance and Financial

Owner

UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS, INC.

Oct 19, 2004
PERSONAL ADVANCE

Insurance and Financial

Owner

UNIVERSAL INTELLECTUAL PROPERTY HOLDINGS, INC.

Apr 11, 2006