F&M BANK MORTGAGE GROUP

Insurance and Financial

Owner

THE F&M BANK & TRUST COMPANY

F&M BANK MORTGAGE GROUP

Insurance and Financial

Owner

THE F&M BANK & TRUST COMPANY

F&M BANK

Insurance and Financial

Owner

THE F&M BANK & TRUST COMPANY

F&M BANK

Insurance and Financial

Owner

THE F&M BANK & TRUST COMPANY