Insurance and Financial

Owner

THE AYCO COMPANY, L.P., SARATOGA SPRINGS LLC, GENERAL PARTNER

Aug 13, 1996

Insurance and Financial

Owner

THE AYCO COMPANY, L.P., SARATOGA SPRINGS LLC, GENERAL PARTNER

Oct 15, 1996

Insurance and Financial

Owner

THE AYCO COMPANY, L.P., SARATOGA SPRINGS LLC, GENERAL PARTNER

Aug 24, 1993