Insurance and Financial

Owner

LUCID FINANCIAL SERVICES, INC.

Dec 19, 2000
ASSET ALLOCATION ADVISOR

Insurance and Financial

Owner

LUCID FINANCIAL SERVICES, INC.

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FIDUCIARY PROTECTION PLAN

Insurance and Financial

Owner

LUCID FINANCIAL SERVICES, INC.

—
LUCID FINANCIAL SERVICES

Insurance and Financial

Owner

LUCID FINANCIAL SERVICES, INC.

Jun 20, 2000
NETPLANNER

Insurance and Financial

Owner

LUCID FINANCIAL SERVICES, INC.

Jul 25, 2000