Insurance and Financial

Owner

INTERNATIONAL TELEPHONE GROUP, INC.

Insurance and Financial

Owner

INTERNATIONAL TELEPHONE GROUP, INC.

Jul 9, 1996

Insurance and Financial

Owner

INTERNATIONAL TELEPHONE GROUP, INC.

Insurance and Financial

Owner

INTERNATIONAL TELEPHONE GROUP, INC.

Insurance and Financial

Owner

INTERNATIONAL TELEPHONE GROUP, INC.

Insurance and Financial

Owner

INTERNATIONAL TELEPHONE GROUP, INC.