EDUCATION FIRST INSURANCE PLAN

Insurance and Financial

Owner

HIGH POINT PREFERRED INSURANCE COMPANY

EDUCATION FIRST INSURANCE PLAN

Insurance and Financial

Owner

HIGH POINT PREFERRED INSURANCE COMPANY

EDUCATORS DIRECT

Insurance and Financial

Owner

HIGH POINT PREFERRED INSURANCE COMPANY

TRUE REWARDS

Advertising and Business and 2 other

Owner

HIGH POINT PREFERRED INSURANCE COMPANY

TEACHERS' INSURANCE PLAN OF NJ SPECIAL RATES FOR A SPECIAL CLASS OF PEOPLE

Insurance and Financial

Owner

HIGH POINT PREFERRED INSURANCE COMPANY

Jun 29, 2004