RELATIONSHIP CHECKING

Insurance and Financial

Owner

FFLC BANCORP, INC.

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PREMIER CHECKING

Insurance and Financial

Owner

FFLC BANCORP, INC.

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1STFEDERAL.COM

Insurance and Financial

Owner

FFLC BANCORP, INC.

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1 FIRST FEDERAL SAVINGS BANK

Insurance and Financial

Owner

FFLC BANCORP, INC.

Nov 16, 1999