EXCESS DEBT SOLUTIONS 2810 E. TRINITY MIILS SUITE 209 PMB 234 DALLAS, TX 75006 R. L. (BOB) PINGEL SENIOR DEBT ANALYST LOCAL: 972.416.5187 FAX: 972.416.4136 WWW.EXCESSDEBT.COM TOLL FREE: 888.695.1086 BPINGEL@EXCESSDEBT.COM

Insurance and Financial

Owner

EXCESS DEBT SOLUTIONS

Apr 10, 2007