DIVVY BILL PAY

Insurance and Financial

Owner

DIVVYPAY, INC.

SMART CARD

Advertising and Business and 2 other

Owner

DIVVYPAY, INC.

DIVVY TRAVEL

Advertising and Business and 2 other

Owner

DIVVYPAY, INC.

SPEND SMARTER

Advertising and Business and 2 other

Owner

DIVVYPAY, INC.