Owner: CREDITGUARD OF AMERICA INC.

Insurance and Financial

Owner

CREDITGUARD OF AMERICA INC.

May 25, 2004

Insurance and Financial

Owner

CREDITGUARD OF AMERICA INC.

Nov 11, 2003

Insurance and Financial

Owner

CREDITGUARD OF AMERICA, INC.

Jan 6, 2004

Computer and Scientific

Owner

CREDITGUARD OF AMERICA, INC.

Mar 17, 1998