ECHOICE LOAN

Insurance and Financial

Owner

CHOICEAMERICA LENDING, LLC

CHOICEAMERICA SAVINGS, FSB

Insurance and Financial

Owner

CHOICEAMERICA LENDING, LLC

CHOICEAMERICA BANK, FSB

Insurance and Financial

Owner

CHOICEAMERICA LENDING, LLC

CHOICE AMERICA LENDING, LLC

Insurance and Financial

Owner

CHOICEAMERICA LENDING, LLC

Oct 4, 2005