FREES

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

CHARTER ONE BUSINESS ADVANTAGE CARD

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

CHARTER ONE BUSINESS ADVANTAGE

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

R'S IS BETTER

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

Mar 22, 2005
R

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

Mar 22, 2005
CHARTER ONE CARD EXCLUSIVES

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

TOTALLYFREEBUSINESS.COM

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

TOTALLYFREEBANKING.COM

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

FEES INTO FREES

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

FEE INTO FREE

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

FEES TO FREES

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

FEE TO FREE

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

TOTALLY FREE BUSINESS CHECKING

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

PARTICIPATE. ADVOCATE. LIBERATE!

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

Feb 1, 2005
FLEX CASH

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

Mar 15, 2005
THE ONE 4 ALL

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

THE ONE FOR ALL

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

ONE 4 ALL

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

TRUST SERVICES WITH THE PERSONAL TOUCH

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

FLEX CASH CARD

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

CHARTER ONE BANK FYI ALERTS

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

CHARTER BUSINESS ADVANTAGE

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

WALL STREET CHECKING

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.

BUSINESS ONE REWARDS

Insurance and Financial

Owner

CHARTER ONE FINANCIAL, INC.