BENEFIT CONCEPTS

Insurance and Financial

Owner

BENEFIT CONCEPTS, INC.

BENEFIT CONCEPTS

Insurance and Financial

Owner

BENEFIT CONCEPTS, INC.

BCI BENEFIT CONCEPTS, INC.

Insurance and Financial

Owner

BENEFIT CONCEPTS, INC.

AVANTSERVE

Insurance and Financial

Owner

BENEFIT CONCEPTS INC.

Feb 4, 2003
CREDITLINE LIFE

Insurance and Financial

Owner

BENEFIT CONCEPTS INC.

Feb 7, 1989
B C I

Advertising and Business

Owner

BENEFIT CONCEPTS, INC.