Insurance and Financial

Owner

AMERICAN SKANDIA LIFE ASSURANCE CORPORATION

May 11, 2004

Insurance and Financial

Owner

AMERICAN SKANDIA LIFE ASSURANCE CORPORATION

—

Insurance and Financial

Owner

AMERICAN SKANDIA LIFE ASSURANCE CORPORATION

—

Insurance and Financial

Owner

AMERICAN SKANDIA LIFE ASSURANCE CORPORATION

—

Insurance and Financial

Owner

AMERICAN SKANDIA LIFE ASSURANCE CORPORATION

—

Insurance and Financial

Owner

AMERICAN SKANDIA LIFE ASSURANCE CORPORATION

—

Insurance and Financial

Owner

AMERICAN SKANDIA LIFE ASSURANCE CORPORATION

—
LIFE VEST

Insurance and Financial

Owner

AMERICAN SKANDIA LIFE ASSURANCE CORPORATION

May 1, 1990