DEMOGRAYPHICS

Insurance and Financial

Owner

ADVISER INVESTMENT MANAGEMENT, INC.

UNCOMMON SENSE INVESTING

Insurance and Financial

Owner

ADVISER INVESTMENT MANAGEMENT, INC.

EARLY TO RETIRE ...WEALTHY AND WISE

Insurance and Financial

Owner

ADVISER INVESTMENT MANAGEMENT, INC.

CHARLESGATE

Insurance and Financial

Owner

ADVISER INVESTMENT MANAGEMENT, INC.

THE FUND FAMILY INVESTMENT EXPERTS

Insurance and Financial

Owner

ADVISER INVESTMENT MANAGEMENT, INC.

YOUR FUND FAMILY INVESTMENT SPECIALISTS

Insurance and Financial

Owner

ADVISER INVESTMENT MANAGEMENT, INC.

Feb 5, 2002
THE FUND FAMILY INVESTMENT SPECIALISTS

Insurance and Financial

Owner

ADVISER INVESTMENT MANAGEMENT, INC.

YOUR FUND FAMILY INVESTMENT EXPERTS

Insurance and Financial

Owner

ADVISER INVESTMENT MANAGEMENT, INC.