MAXIMUM RETIREMENT INCOME EMERGENCY CASH: DISCRETIONARY CASH: YEAR AGE MARCH 1 GROSS INCOME TAXES NET SPENDABLE INCOME SOCIAL SECURITY PENSION TOTAL INCOME FROM ASSETS CUMULATIVE INCOME FROM ASSETS BUCKET A BUCKET B BUCKET C BUCKET D BUCKET G PROJECTED ACCOUNT BALANCE W/ CASH 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 MARCH 1 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039 2040 2041 2042 2043 2044 2045 TAXES 15% SOCIAL SECURITY 0.5% 0.5% 1% 3% 5% 5% 6% KEY CHANGE IN PLANS INCOME PULLED FROM BUCKET FUNDS ADDED FROM RED FUNDS SENT TO BLUE

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ABSOLUTE RETURN SOLUTIONS INC.

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